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Branch Locations


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Extra Amenities Key

Postage stamp machine inside branch Postage stamp machine inside branch Postage stamp machine outside branch Postage stamp machine outside branch
drive up ATM machine Drive–up ATM machine Internet Bank Cafe Internet Banking Cafe
Coin counting machine Coin counting machine lending center Lending center
Night deposit box Night deposit box ATM machine inside branch ATM machine inside branch
24 hour ATM ATM machine outside branch    

Branch Address

Extra Amenities

Map
   

(Click thumbnail map for detailed map with driving directions.)

 

Aptos
105A Post Office Drive

Postage stamp machine outside branchinternet banking cafeCoin counting machinelending centerNight deposit
Aptos Map

Ben Lomond
Ben Lomond Market
9440 Mill St

 stamp machine inside branchCoin counting machineNight deposit
Aptos Map

Capitola
3333 Clares Street

stamp machine inside branchPostage stamp machine outside branchinternet banking cafecoin counting machinelending centerNight deposit
Capitola Map

Freedom
2028 Freedom Blvd.

 Postage stamp machine outside branchdrive up ATM machineCoin counting machineinternet banking cafeNight deposit
Freedom Map

Salinas
Westridge Shopping Center
1459 N. Davis Road

 Postage stamp machine outside branchinternet banking cafeCoin counting machinelending centerNight deposit
River Street Map

Santa Cruz/River Street
420 River Street

 stamp machine inside branchPostage stamp machine outside branchinternet banking cafeCoin counting machinelending center
River Street Map

Santa Cruz/Westside
402 Ingalls Street

 24 hour ATMinternet banking cafeCoin counting machineNight depositlending center
Westside Map

Scotts Valley
255 Mt. Hermon Road

ATM machine inside branch24 hour ATMinternet banking cafeCoin counting machineNight depositlending center
Scotts Valley Map

Watsonville
1481 Main Street

ATM machine inside branch24 hour ATMdrive up ATM machineinternet bank cafecoin counting machineLending CenterNight deposit
Watsonville Map

Hours

Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM


Please note that we are closed on Wednesday mornings for staff training — we open promptly at 10 am.

Please send all mail inquiries and correspondence to:
Bay Federal Credit Union
3333 Clares Street
Capitola, CA 95010


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Contact Bay Federal: 831.479.6000

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Equal Housing LenderYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.